Terms & Conditions

1. Agreement to Terms

By accessing or using the website of My Corex research and Financial Services (https://mycorexresearch.in/), you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please do not use our services.

2. Nature of Service

HARISH PRATHAP M is a SEBI Registered Research Analyst (Reg No. INH000028015). All information, research, and analysis published are intended solely for informational and educational purposes. It does not constitute personal financial, tax, or legal advice.

3. No Sharing of Recommendations

Research reports and recommendations provided to subscribed clients are for their exclusive, personal use. Distribution, sharing, copying, or forwarding of reports to non-subscribers is strictly prohibited and constitutes a breach of service terms, which may result in termination of service and legal actions.

4. Risk Acknowledgment

Stock trading and investing carry substantial risks. Visitors and clients are solely responsible for their financial decisions. Past performance of our recommendations is not a guarantee of future outcomes.

5. Governing Law

These terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of these terms shall be subject to the exclusive jurisdiction of the courts in Bangalore, Karnataka.

Privacy Policy

1. Information Collection

We collect contact information (Name, Email, Mobile Number) when you request a callback, subscribe to our research alerts, or submit a query. We collect this data to contact you and provide the requested research services.

2. Information Use

Your data is used solely to deliver research alerts, respond to queries, send updates, and execute compliance verifications. We do not sell, rent, or trade your personal data to any third-party marketing companies.

3. Data Protection

We deploy industry-standard security measures (SSL encryption, secure servers, database access limits) to prevent unauthorized access or disclosure of your personal information.

4. Cookies

Our website may use cookies to improve user experience, such as remembering your acknowledgement of the entry warning disclaimer.

Refund & Cancellation Policy

We maintain a transparent fee and refund policy in line with SEBI regulations:

A. Eligible Refund Scenarios

Subscribers may request a refund or cancellation under the following specific circumstances:

  • Double Payment / Billing Error: If a client is charged multiple times due to a gateway/technical error, the duplicate transaction will be refunded in full.
  • Non-Delivery of Services: If we fail to deliver the research reports or recommendations promised under your subscription tier, you will be entitled to a refund.
  • Premature Termination: In the event of premature termination of research services by either party, the client is entitled to a refund of fees for the unexpired/unused subscription period on a pro-rata basis.
  • Regulatory Action: If the registration of the Research Analyst is suspended or canceled by SEBI, any subscription fee collected for the unexpired portion of the subscription period shall be refunded to the client on a pro-rata basis.

B. Non-Refundable Scenarios

In accordance with industry compliance and market risk disclaimers:

  • Market Losses: Investments in the securities market carry risk. Under no circumstances will refunds be issued for losses incurred based on our research recommendations.
  • Performance Dissatisfaction: Dissatisfaction with the performance of recommended stocks, targets, or stop-loss hits is not eligible for a refund.

C. Refund Processing & Claims

To claim an eligible refund, email us at support@mycorexresearch.in within 7 days of occurrence with invoice details and transaction proof. Verified refunds will be processed to the client's bank account within 10 to 15 working days. Any statutory deductions (such as GST or payment gateway processing charges) will be deducted from the final refund amount as permitted by SEBI guidelines.

Regulatory Disclosures & Disclaimers

In accordance with the SEBI (Research Analysts) Regulations, 2014, HARISH PRATHAP M (Individual Research Analyst, Reg No. INH000028015) makes the following statutory disclosures:

Disclosure ItemStatus / Details
Ownership & Financial Interest in subject company stocksNil. Neither the Analyst nor associates hold any financial interest or ownership exceeding 1% in the recommended stocks.
Actual/Beneficial Ownership of 1% or moreNil.
Conflict of InterestNil. No material conflicts of interest exist at the time of publication.
Receipt of Compensation for investment banking / merchant bankingNil. No compensation received from subject companies in the past 12 months.
Market MakingThe Analyst has not acted as a market maker for any recommended securities.
Disciplinary HistoryNo material disciplinary action has been taken by any regulatory authority (SEBI, RBI, IRDA, etc.) against the Research Analyst.

General Disclaimer

The research reports do not promise or guarantee any appreciation or fixed returns. Investments in the securities market are subject to market risks; please read all investment documents carefully before committing funds.

Grievance Redressal Mechanism

At My Corex research and Financial Services, customer satisfaction is our top priority. If you have any complaint or grievance regarding our research services, please follow our structured escalation matrix:

Step 1

Primary Contact (Research Analyst Support)

Contact our Grievance Redressal Officer with your client ID, registered mobile number, and detailed complaint description.

Step 2

Escalation to SEBI SCORES Portal

If your grievance is not resolved to your satisfaction within 30 days, or if you do not receive a response, you may lodge a complaint with SEBI through the SCORES (SEBI Complaints Redress System) portal.

Step 3

Escalation to Online Dispute Resolution (ODR) Portal

Alternatively, disputes may be referred to the SEBI ODR Portal for mediation or arbitration under the institutional dispute resolution framework.